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Executive team
Ralph Johnson - chief executive officer
Mr. Johnson oversees the day-to-day operations of the Company as Chief Executive Officer and Chairman of the Board of Directors. Mr. Johnson has been a financial professional for over 30 years. His experience in finance includes managing employees and assets for clients worldwide during some of the most challenging market environments in history. From 1998 to 2003 he was a Private Wealth Manager and sales supervisor at an international NYSE firm that had over $2 billion in assets and 250 employees worldwide. By then, he had led or participated in offerings and private placements that totaled over $10 billion. From 2003 to 2008, Mr. Johnson helped market and co-develop his first factoring company venture that returned over 48 percent to its investors over 4 years. In 2008, Mr. Johnson founded and developed his own proprietary factoring and alternative financing company that grew assets from zero to over $25,000,000. In 2016, he founded Global Factors, LLC, a financing company primarily engaged in merchant cash advances, and as its CEO, grew the assets from zero to over $20,000,000 by 2019. He received his degree from Pace University, Lubin School of Business with honors, in Finance and Management Science and did graduate work in International Finance and Economics. He also has completed certificate programs in both Factoring and Merchant Cash Advances. Mr. Johnson has been a Registered Financial Consultant with the International Association of Registered Financial Consultants (IARFC) since 2008. He has earned five professional designations from the American Academy of Financial Management, including Chartered Economist (ChE®), and Master Financial Planner (MFP®). He is married and is an active father and member of the community, working with several charities benefitting children with special needs.
Kelvin joseph - DIRECTOR
Mr. Joseph is an experienced finance professional and has held many C-level positions in his career in various firms and industries. He is a graduate of Pace University, Lubin School of Business, and is a Certified Public Accountant after passing the CPA exam in 2002. In 2006, after he and his wife co-founded a company with $10,000 and turned it into a multi-million dollar business, he was recognized by INC Magazine as one of the top 30 Under 30 entrepreneurs in the country along with Facebook’s Mark Zuckerberg. Since then, he was a Senior Operations Auditor at Saks Fifth Avenue, and the Chief Operating Officer and Chief Marketing Officer of one of the largest sports marketing companies in the United States. While in that position, Mr. Joseph facilitated over $250,000,000 in athlete and sports marketing transactions. He also runs his own marketing firm, working with startups and Fortune 500 companies to maximize their sales through effective marketing strategies. Mr. Joseph is a devoted husband, a family man, and a pillar in the community.
michael colombo - director
Mr. Colombo brings 36 years experience in debt collections for the financial sector and is the President of StreetWide Asset Recovery Group, Inc. Throughout his career, he has built and managed debt collection departments at financial institutions that have generated high revenues, achieved significant debt recovery rates, and rationalized expenditures for legal services. Mr. Colombo began his career at PaineWebber, Inc. in 1983, where he was put in charge of all inhouse collections for the firm’s 270 retail branches and managed a staff of eight. After founding Streetwide in 2001, Mr. Colombo has performed collection services for top tier firms such as Merrill Lynch, Legg Mason Wood Walker, Inc., Raymond James and Associates, Inc., Paine Webber, Inc., Morgan Keegan and Co., Inc., Wachovia Securities, MetLife Securities, Harris Investor Services/CSFB, and Ryan Beck and Co, Inc. and Pershing, LLC, as well as FINRA. Throughout most of his career, Mr. Colombo has also worked directly with the FINRA's Office of Dispute Resolution, the NYSE enforcement and arbitration divisions and the American Arbitration Association. His industry experience and acumen make him a powerful part of the executive team.
