Capital, on your terms

Funding that moves at the speed of your business

Propellus provides fast, flexible capital to growing businesses — and secured, fixed-return opportunities to investors who fund that growth.

Need capital to grow?

Explore funding

Need capital to grow?

Explore funding

Want secured, fixed returns?

View investment overview

Want secured, fixed returns?

View investment overview

Partners and Vendors

For Businesses

Capital solutions built around your cash flow

Invoice Factoring

Turn unpaid invoices into cash today, not in 60 days.

Invoice Factoring

Turn unpaid invoices into cash today, not in 60 days.

Future Receivables Financing

Get capital now based on the revenue you're already earning.

Future Receivables Financing

Get capital now based on the revenue you're already earning.

Asset-Based Lending

Unlock the value of your equipment, inventory, and receivables.

Asset-Based Lending

Unlock the value of your equipment, inventory, and receivables.

Debt Consolidation

Combine multiple obligations into one manageable payment.

Debt Consolidation

Combine multiple obligations into one manageable payment.

Payroll Advances

Keep your team paid on time, every time — regardless of when your customers pay.

Payroll Advances

Keep your team paid on time, every time — regardless of when your customers pay.

Funding in three steps

Apply

Tell us about your business in minutes. No lengthy paperwork.

Apply

Tell us about your business in minutes. No lengthy paperwork.

Apply

Tell us about your business in minutes. No lengthy paperwork.

Get matched

We structure a funding solution around your cash flow and goals.

Get matched

We structure a funding solution around your cash flow and goals.

Get matched

We structure a funding solution around your cash flow and goals.

Get funded

Receive capital in days and put it to work immediately.

Get funded

Receive capital in days and put it to work immediately.

Get funded

Receive capital in days and put it to work immediately.

Need capital to grow?

Get funded in days, not months — without giving up equity.

Explore funding

Requirements

$25K

—

Minimum revenue

1+ years

—

In business

Need capital to grow?

Get funded in days, not months — without giving up equity.

Explore funding

Requirements

$25K

—

Minimum revenue

1+ years

—

In business

For investors

Fixed returns, senior secured

Propellus offers accredited investors a secured position in a diversified portfolio of business financing — with fixed quarterly returns and downside protection.

15–18%

—

Fixed annual return

15–18%

Fixed annual return

Quarterly

—

Distributions

Quarterly

Distributions

Senior Secured

—

Convertible debenture

Senior Secured

Convertible debenture

24-Month

—

Term

24-Month

Term

Every investment is backed by real, revenue-generating assets and structured to prioritize capital preservation.

View investment overview

*Available to accredited investors only. All figures illustrative; see full offering terms and risk disclosures.

Leadership

Decades of capital expertise behind every deal

Propellus is led by finance veterans who've structured billions in capital across lending, private credit, and structured finance. When you work with us — as a business or an investor — you're working with people who've done this at scale.

Meet the team

Ralph Johnson

Chief Executive Officer

"Supporting US business, one company at a time"

Trusted by both sides of the table

Businesses and investors who grew with Propellus

“I was able to have the dollars that I needed by the next day, which was extremely helpful because I then went in and renegotiated the prices on the sales and did quite well on them.”
Elliot B.
“Within a day, a day or two. I knew exactly what he needed, so I sent all the docs. He sent the contract the following day and he funded us. So it’s really quick and easy. He’s always been there, and he helped me with the growth and with the funding. And I can just give him a call. He’s always there.”
Eric Y.
“He made it seamless. Funds were in our account, I think, within the next day or days after we initially connected.”
Griff C.
“I was in an induced coma for a while. Ralph dealt with my wife, who has nothing to do with the business, helped her work through this, made it easy for us. Just what he did with my wife and making sure my business was okay through that time, there’s nothing I could do to tell you how much that meant to me personally.”
Jason W.
“Out of the 17 years of getting merchant advances, out of the 20 companies that I’ve worked with, I think Ralph is the most genuine person to deal with and very honest. Very, very honest.”
Jennifer T.
“A genuine guy, genuine company. They’ve always been upfront. We wouldn’t be where we’re at today without them, that’s for sure.”
Michael K.
“He’s in for the long haul. He’s not in for the quick in-and-out deal. He wants longevity and customers. He understands relationships, and that’s what’s good about Ralph.”
Sam W.
“Transparent, honest. The approach that he takes is great. The results are there. Ralph delivers. He gets the job done.”
Mike S.
“I will probably be a long-term investor, and at some point I will probably be one of those referrals that Ralph turns to, to have future new investors talk with, because I’ve been so pleased with what he and what Propellus have done so far.”
Rick R.
“When I got to meet Ralph in person, that was good. It’s always better to know somebody and know them firsthand and really get to know what they’re like. That time was well spent.”
Todd K.
“We started with a reasonably small amount of money and gave him a chance to prove himself. And over the course of 15 years, he’s always come through and done what he said he would do.”
Jim B.
“I have a huge amount of confidence in Propellus moving forward, and I hope it exceeds my expectations. He’s honest, forthright, and has huge integrity. And that is coupled with an unrelenting work ethic and intellect.”
Victor N.
“Ralph just seemed like a straight shooter, and all of the references that we called checked out. Our experience with Propellus has been a really positive experience. The team has performed well. The investment’s performed well. We’ve gotten the cash flow that was indicated. Overall, we’re pleased. He’s just done everything he said he was going to do.”
Roy L.

Trusted by both sides of the table

Businesses and investors who grew with Propellus

“I was able to have the dollars that I needed by the next day, which was extremely helpful because I then went in and renegotiated the prices on the sales and did quite well on them.”
Elliot B.
“Within a day, a day or two. I knew exactly what he needed, so I sent all the docs. He sent the contract the following day and he funded us. So it’s really quick and easy. He’s always been there, and he helped me with the growth and with the funding. And I can just give him a call. He’s always there.”
Eric Y.
“He made it seamless. Funds were in our account, I think, within the next day or days after we initially connected.”
Griff C.
“I was in an induced coma for a while. Ralph dealt with my wife, who has nothing to do with the business, helped her work through this, made it easy for us. Just what he did with my wife and making sure my business was okay through that time, there’s nothing I could do to tell you how much that meant to me personally.”
Jason W.
“Out of the 17 years of getting merchant advances, out of the 20 companies that I’ve worked with, I think Ralph is the most genuine person to deal with and very honest. Very, very honest.”
Jennifer T.
“A genuine guy, genuine company. They’ve always been upfront. We wouldn’t be where we’re at today without them, that’s for sure.”
Michael K.
“He’s in for the long haul. He’s not in for the quick in-and-out deal. He wants longevity and customers. He understands relationships, and that’s what’s good about Ralph.”
Sam W.
“Transparent, honest. The approach that he takes is great. The results are there. Ralph delivers. He gets the job done.”
Mike S.
“I will probably be a long-term investor, and at some point I will probably be one of those referrals that Ralph turns to, to have future new investors talk with, because I’ve been so pleased with what he and what Propellus have done so far.”
Rick R.
“When I got to meet Ralph in person, that was good. It’s always better to know somebody and know them firsthand and really get to know what they’re like. That time was well spent.”
Todd K.
“We started with a reasonably small amount of money and gave him a chance to prove himself. And over the course of 15 years, he’s always come through and done what he said he would do.”
Jim B.
“I have a huge amount of confidence in Propellus moving forward, and I hope it exceeds my expectations. He’s honest, forthright, and has huge integrity. And that is coupled with an unrelenting work ethic and intellect.”
Victor N.
“Ralph just seemed like a straight shooter, and all of the references that we called checked out. Our experience with Propellus has been a really positive experience. The team has performed well. The investment’s performed well. We’ve gotten the cash flow that was indicated. Overall, we’re pleased. He’s just done everything he said he was going to do.”
Roy L.

Trusted by both sides of the table

Businesses and investors who grew with Propellus

“I was able to have the dollars that I needed by the next day, which was extremely helpful because I then went in and renegotiated the prices on the sales and did quite well on them.”
Elliot B.
“Within a day, a day or two. I knew exactly what he needed, so I sent all the docs. He sent the contract the following day and he funded us. So it’s really quick and easy. He’s always been there, and he helped me with the growth and with the funding. And I can just give him a call. He’s always there.”
Eric Y.
“He made it seamless. Funds were in our account, I think, within the next day or days after we initially connected.”
Griff C.
“I was in an induced coma for a while. Ralph dealt with my wife, who has nothing to do with the business, helped her work through this, made it easy for us. Just what he did with my wife and making sure my business was okay through that time, there’s nothing I could do to tell you how much that meant to me personally.”
Jason W.
“Out of the 17 years of getting merchant advances, out of the 20 companies that I’ve worked with, I think Ralph is the most genuine person to deal with and very honest. Very, very honest.”
Jennifer T.
“A genuine guy, genuine company. They’ve always been upfront. We wouldn’t be where we’re at today without them, that’s for sure.”
Michael K.
“He’s in for the long haul. He’s not in for the quick in-and-out deal. He wants longevity and customers. He understands relationships, and that’s what’s good about Ralph.”
Sam W.
“Transparent, honest. The approach that he takes is great. The results are there. Ralph delivers. He gets the job done.”
Mike S.
“I will probably be a long-term investor, and at some point I will probably be one of those referrals that Ralph turns to, to have future new investors talk with, because I’ve been so pleased with what he and what Propellus have done so far.”
Rick R.
“When I got to meet Ralph in person, that was good. It’s always better to know somebody and know them firsthand and really get to know what they’re like. That time was well spent.”
Todd K.
“We started with a reasonably small amount of money and gave him a chance to prove himself. And over the course of 15 years, he’s always come through and done what he said he would do.”
Jim B.
“I have a huge amount of confidence in Propellus moving forward, and I hope it exceeds my expectations. He’s honest, forthright, and has huge integrity. And that is coupled with an unrelenting work ethic and intellect.”
Victor N.
“Ralph just seemed like a straight shooter, and all of the references that we called checked out. Our experience with Propellus has been a really positive experience. The team has performed well. The investment’s performed well. We’ve gotten the cash flow that was indicated. Overall, we’re pleased. He’s just done everything he said he was going to do.”
Roy L.

Questions, answered

Frequently asked questions

For Businesses

How quickly can I get funded?

Do I have to give up equity?

What types of funding do you offer?

What are the qualifications?

What industries do you work with?

For Investors

Who can invest with Propellus?

What returns can I expect?

How is my investment secured?

What's the minimum investment and term?

Where can I review the full terms and risks?

Invest with us

Get funding

For businesses

Capital, on your terms

Two ways to grow with Propellus

Need capital to grow?

Explore funding

Want secured, fixed returns?

View investment overview

Fast, flexible capital for growing businesses and secured opportunities for the investors who fund them.

For Businesses

How We Help

How It Works

Invoice Factoring

Future Receivables Financing

For Investors

View Investment Teaser

Company

info@propelluscorp.com

212-220-9755 Office

212-220-9756 Facsimile

Monday - Friday: 8am - 6pm

Investors

Propellus Inc. is a publicly traded company. Its common stock trades on OTC Markets under the symbol "PRPS." Learn more about the company, its leadership, and current offerings on our Investor Relations page.

Investor Relations →

Funding that moves at the speed of your business

Funding that moves at the speed of your business

Need capital to grow?

Need capital to grow?

Want secured, fixed returns?

Want secured, fixed returns?

Capital solutions built around your cash flow

Invoice Factoring

Invoice Factoring

Future Receivables Financing

Future Receivables Financing

Asset-Based Lending

Asset-Based Lending

Debt Consolidation

Debt Consolidation

Payroll Advances

Payroll Advances

Apply

Apply

Apply

Get matched

Get matched

Get matched

Get funded

Get funded

Get funded

Need capital to grow?

$25K

1+ years

Need capital to grow?

$25K

1+ years

Fixed returns, senior secured

15–18%

15–18%

Quarterly

Quarterly

Senior Secured

Senior Secured

24-Month

24-Month

Decades of capital expertise behind every deal

Ralph Johnson

Businesses and investors who grew with Propellus

“I was able to have the dollars that I needed by the next day, which was extremely helpful because I then went in and renegotiated the prices on the sales and did quite well on them.”

“He made it seamless. Funds were in our account, I think, within the next day or days after we initially connected.”

“Out of the 17 years of getting merchant advances, out of the 20 companies that I’ve worked with, I think Ralph is the most genuine person to deal with and very honest. Very, very honest.”

“A genuine guy, genuine company. They’ve always been upfront. We wouldn’t be where we’re at today without them, that’s for sure.”

“He’s in for the long haul. He’s not in for the quick in-and-out deal. He wants longevity and customers. He understands relationships, and that’s what’s good about Ralph.”

“Transparent, honest. The approach that he takes is great. The results are there. Ralph delivers. He gets the job done.”

“I will probably be a long-term investor, and at some point I will probably be one of those referrals that Ralph turns to, to have future new investors talk with, because I’ve been so pleased with what he and what Propellus have done so far.”

“When I got to meet Ralph in person, that was good. It’s always better to know somebody and know them firsthand and really get to know what they’re like. That time was well spent.”

“We started with a reasonably small amount of money and gave him a chance to prove himself. And over the course of 15 years, he’s always come through and done what he said he would do.”

“I have a huge amount of confidence in Propellus moving forward, and I hope it exceeds my expectations. He’s honest, forthright, and has huge integrity. And that is coupled with an unrelenting work ethic and intellect.”

Businesses and investors who grew with Propellus

“I was able to have the dollars that I needed by the next day, which was extremely helpful because I then went in and renegotiated the prices on the sales and did quite well on them.”

“He made it seamless. Funds were in our account, I think, within the next day or days after we initially connected.”

“Out of the 17 years of getting merchant advances, out of the 20 companies that I’ve worked with, I think Ralph is the most genuine person to deal with and very honest. Very, very honest.”

“A genuine guy, genuine company. They’ve always been upfront. We wouldn’t be where we’re at today without them, that’s for sure.”

“He’s in for the long haul. He’s not in for the quick in-and-out deal. He wants longevity and customers. He understands relationships, and that’s what’s good about Ralph.”

“Transparent, honest. The approach that he takes is great. The results are there. Ralph delivers. He gets the job done.”

“I will probably be a long-term investor, and at some point I will probably be one of those referrals that Ralph turns to, to have future new investors talk with, because I’ve been so pleased with what he and what Propellus have done so far.”

“When I got to meet Ralph in person, that was good. It’s always better to know somebody and know them firsthand and really get to know what they’re like. That time was well spent.”

“We started with a reasonably small amount of money and gave him a chance to prove himself. And over the course of 15 years, he’s always come through and done what he said he would do.”

“I have a huge amount of confidence in Propellus moving forward, and I hope it exceeds my expectations. He’s honest, forthright, and has huge integrity. And that is coupled with an unrelenting work ethic and intellect.”

Businesses and investors who grew with Propellus

“I was able to have the dollars that I needed by the next day, which was extremely helpful because I then went in and renegotiated the prices on the sales and did quite well on them.”

“He made it seamless. Funds were in our account, I think, within the next day or days after we initially connected.”

“Out of the 17 years of getting merchant advances, out of the 20 companies that I’ve worked with, I think Ralph is the most genuine person to deal with and very honest. Very, very honest.”

“A genuine guy, genuine company. They’ve always been upfront. We wouldn’t be where we’re at today without them, that’s for sure.”

“He’s in for the long haul. He’s not in for the quick in-and-out deal. He wants longevity and customers. He understands relationships, and that’s what’s good about Ralph.”

“Transparent, honest. The approach that he takes is great. The results are there. Ralph delivers. He gets the job done.”

“I will probably be a long-term investor, and at some point I will probably be one of those referrals that Ralph turns to, to have future new investors talk with, because I’ve been so pleased with what he and what Propellus have done so far.”

“When I got to meet Ralph in person, that was good. It’s always better to know somebody and know them firsthand and really get to know what they’re like. That time was well spent.”

“We started with a reasonably small amount of money and gave him a chance to prove himself. And over the course of 15 years, he’s always come through and done what he said he would do.”

“I have a huge amount of confidence in Propellus moving forward, and I hope it exceeds my expectations. He’s honest, forthright, and has huge integrity. And that is coupled with an unrelenting work ethic and intellect.”

Frequently asked questions

How quickly can I get funded?

Do I have to give up equity?

What types of funding do you offer?